Category

Personal Finance & Loans

Calculators and planners for savings, investments, loans, and retirement.

100 templates

Credit Account Register previewPersonal Finance & Loans

Credit Account Register

Track credit card transactions, balances, and available credit with automated calculations.

  • Automated available credit calculation
  • Transaction logging with date and payee tracking
  • Category-based spending organization
beginner.xlsx
Credit Card Payment Calculator previewPersonal Finance & Loans

Credit Card Payment Calculator

Calculate optimal payment strategies and interest costs for credit card debt payoff.

  • Current balance input and tracking
  • Interest rate and APR calculation
  • Monthly payment amount calculator
beginner.xlsx
Credit Card Payoff Calculator previewPersonal Finance & Loans

Credit Card Payoff Calculator

Calculate monthly payments and payoff timeline for credit card debt with interest calculations.

  • Monthly payment calculation using PMT function
  • Automatic payoff timeline computation
  • Interest rate handling
beginner.xlsx
Credit Repair Calculator previewPersonal Finance & Loans

Credit Repair Calculator

Track debt payoff strategies and visualize your path to financial freedom with snowball or avalanche methods.

  • Debt snowball and avalanche strategy comparison
  • Automated payment schedule by month
  • Creditor information table with balances and rates
intermediate.xlsx
Currency Rates and Calculator previewPersonal Finance & Loans

Currency Rates and Calculator

Live currency exchange rate lookup and conversion calculator with automatic data refresh.

  • Web query connection to MSN MoneyCentral
  • VLOOKUP formula for instant currency conversion
  • Automatic data refresh capability
intermediate.xlsx
Currency Rates and Calculator previewPersonal Finance & Loans

Currency Rates and Calculator

Real-time currency conversion tool with web-based exchange rates and VLOOKUP calculations.

  • Live currency rate imports via web query
  • VLOOKUP formula-based conversion calculations
  • Multi-currency reference table
intermediate.xlsx
Daily Compounding Loan Calculator previewPersonal Finance & Loans

Daily Compounding Loan Calculator

Calculate and track daily-compounded loan payments with built-in amortization schedules and payment tracking.

  • Daily compounding interest calculations
  • Automated payment and balance tracking
  • Amortization schedule generation
intermediate.xlsx
Daily Interest Rate Calculator previewPersonal Finance & Loans

Daily Interest Rate Calculator

Calculate periodic and daily interest rates for loan and investment analysis with precision rounding.

  • Automatic periodic to daily rate conversion
  • Precision rounding with ROUND and ROUNDUP functions
  • Contract unit tracking
intermediate.xlsx
Debt Balance Tracker previewPersonal Finance & Loans

Debt Balance Tracker

Monitor your balance, debts, and net position with automatic calculations and visual charts.

  • Automatic net balance calculation
  • Balance vs. debt comparison
  • Visual charts for financial tracking
beginner.xlsx
Debt Reduction Calculator previewPersonal Finance & Loans

Debt Reduction Calculator

Compare debt payoff strategies and visualize your snowball payment schedule to eliminate debt faster.

  • Multiple debt strategy comparison
  • Payment schedule with payoff dates
  • Interest calculation and savings analysis
intermediate.xlsx
Debt Reduction Calculator previewPersonal Finance & Loans

Debt Reduction Calculator

Compare debt payoff strategies and create a snowball payment schedule to eliminate debt faster.

  • Creditor information table for multiple debts
  • Debt snowball payment schedule generator
  • Strategy comparison (snowball vs. other methods)
intermediate.xlsx
Debt to Income Ratio Calculator previewPersonal Finance & Loans

Debt to Income Ratio Calculator

Calculate your debt-to-income ratio to assess borrowing capacity and financial health.

  • Automated DTI ratio calculation
  • Monthly income and debt input fields
  • Clear ratio output with industry benchmarks
beginner.xlsx
Discounted Commercial Paper—Effective Annual Rate Calculator previewPersonal Finance & Loans

Discounted Commercial Paper—Effective Annual Rate Calculator

Calculate effective annual rates for discounted commercial paper investments.

  • Automatic EAR calculation from par value and nominal rate
  • Handles discounted commercial paper structures
  • Standardized yield comparison tool
intermediate.xlsx
Example Tax Calculation (Malaysia 2020) previewPersonal Finance & Loans

Example Tax Calculation (Malaysia 2020)

Calculate Malaysian income tax liability with relief and donation deductions using official LHDN rates.

  • Business profit entry field
  • Non-allowable expenses reference sheet
  • Donation deduction calculator
intermediate.xlsx
Extra Payment Mortgage Calculator previewPersonal Finance & Loans

Extra Payment Mortgage Calculator

Calculate mortgage payoff timelines and interest savings by modeling extra monthly payments.

  • Loan information input (amount, rate, term)
  • Extra monthly payment adjustment
  • Payoff timeline calculation
beginner.xlsx
Family Benefit Eligibility Calculator previewPersonal Finance & Loans

Family Benefit Eligibility Calculator

Calculate family allowance eligibility based on household income and dependent children.

  • Multi-source income consolidation (primary, spouse, other)
  • Dependent child counting and tracking
  • Per-capita income calculation
beginner.xlsx
Financial Goals Worksheet Template previewPersonal Finance & Loans

Financial Goals Worksheet Template

Set clear, measurable financial goals and identify roadblocks to achieving them.

  • Goal definition section with clarity and measurability focus
  • Roadblocks and obstacles tracking
  • Simple worksheet layout for personal or family planning
beginner.xlsx
High-Tech Stock Club Investment Analysis previewPersonal Finance & Loans

High-Tech Stock Club Investment Analysis

Track stock purchases and monitor portfolio performance with real-time quotes and price analysis.

  • Web query integration for live stock quotes
  • Automatic cost calculations (shares × price)
  • 3D pie chart visualization of holdings
intermediate.xlsx
High-Tech Stock Club Investment Tracker previewPersonal Finance & Loans

High-Tech Stock Club Investment Tracker

Track stock acquisitions, monitor prices, and analyze portfolio performance with real-time quotes and visual charts.

  • Web query integration for live stock price updates
  • Automatic cost basis and initial investment calculation
  • 3-D pie chart visualization of portfolio composition
intermediate.xlsx
Home Affordability Calculator previewPersonal Finance & Loans

Home Affordability Calculator

Determine how much home you can afford based on income and down payment using mortgage calculations.

  • Mortgage payment calculation using PMT function
  • Income-based affordability analysis
  • Down payment scenario modeling
intermediate.xlsx
Home Equity Loan Calculator previewPersonal Finance & Loans

Home Equity Loan Calculator

Calculate home equity loans, borrowing capacity, and amortization schedules with detailed payment breakdowns.

  • Multi-sheet calculator for qualification, payment, and equity projections
  • Amortization schedule with date, payment, interest, and principal columns
  • Balance tracking at any specified period
intermediate.xlsx
Home Mortgage Calculator previewPersonal Finance & Loans

Home Mortgage Calculator

Calculate monthly payments, amortization schedules, and compare mortgage scenarios with built-in charts.

  • Automatic monthly payment calculation using PMT function
  • Complete amortization schedule with date tracking
  • Visual charts for payment breakdown and loan progression
beginner.xlsx
Home Mortgage Calculator previewPersonal Finance & Loans

Home Mortgage Calculator

Calculate monthly payments, amortization schedules, and total interest for fixed-rate mortgages.

  • PMT function calculates exact monthly payment amounts
  • Amortization schedule breaks down principal and interest by payment period
  • Visual charts show payment distribution and remaining balance over time
beginner.xlsx
IC Loan Amortization Schedule Template previewPersonal Finance & Loans

IC Loan Amortization Schedule Template

Track loan payments month-by-month with automatic interest and principal calculations.

  • Automatic PMT calculation for monthly payments
  • Interest vs principal breakdown per payment
  • Running balance tracker
intermediate.xlsx