Category

Personal Finance & Loans

Calculators and planners for savings, investments, loans, and retirement.

100 templates

401(k) Savings Calculator previewPersonal Finance & Loans

401(k) Savings Calculator

Track 401(k) contributions, employer matches, and projected retirement savings growth over time.

  • Contribution and employer match tracking
  • Projected account balance calculations
  • Rate of return analysis
intermediate.xlsx
Amortization Chart previewPersonal Finance & Loans

Amortization Chart

Track loan payments month-by-month with principal, interest, and balance breakdowns.

  • Automatic monthly payment calculation using PMT function
  • Principal vs. interest payment breakdown per month
  • Running loan balance after each payment
beginner.xlsx
Annuity Calculator previewPersonal Finance & Loans

Annuity Calculator

Calculate annuity payments, withdrawals, and retirement income streams with flexible payment schedules.

  • Flexible payment frequency options (beginning/end of period)
  • Support for multiple annuity types and scenarios
  • Interest rate and time period adjustments
intermediate.xlsx
Annuity Calculator previewPersonal Finance & Loans

Annuity Calculator

Calculate annuity payments, withdrawal plans, and retirement income projections with inflation adjustments.

  • Flexible annuity payment calculations
  • Inflation rate adjustments
  • Beginning and end-of-period payment options
intermediate.xlsx
Annuity Calculator previewPersonal Finance & Loans

Annuity Calculator

Calculate annuity payments, withdrawal plans, and retirement income with inflation adjustments.

  • Annuity payment calculator with customizable principal
  • Beginning vs. end-of-period payment options
  • Inflation rate adjustments for real purchasing power
intermediate.xlsx
Annuity Investment Calculator previewPersonal Finance & Loans

Annuity Investment Calculator

Calculate present value, future value, and monthly payments for annuity investments with compound interest.

  • Present value calculation
  • Future value projection
  • Periodic payment computation
intermediate.xlsx
Annuity Investment Calculator previewPersonal Finance & Loans

Annuity Investment Calculator

Calculate present value, future payments, and interest components of annuity investments over time.

  • Present value to future value conversion
  • Monthly payment calculation
  • Interest rate input and analysis
intermediate.xlsx
ARM Calculator previewPersonal Finance & Loans

ARM Calculator

Calculate adjustable rate mortgage payments, rates, and amortization schedules with rate adjustment scenarios.

  • Rate adjustment schedule configuration
  • Automatic payment recalculation at rate changes
  • Complete amortization table across all periods
intermediate.xlsx
ARM Calculator - Adjustable Rate Mortgage previewPersonal Finance & Loans

ARM Calculator - Adjustable Rate Mortgage

Calculate monthly payments and amortization schedules for adjustable rate mortgages with rate changes.

  • Adjustable rate mortgage payment calculator
  • Amortization schedule with rate adjustment tracking
  • Monthly payment calculations using PMT function
intermediate.xlsx
ARM Calculator Tracking previewPersonal Finance & Loans

ARM Calculator Tracking

Track adjustable rate mortgage payments with dynamic rate changes and amortization schedules.

  • Dynamic payment recalculation on rate changes
  • Amortization schedule with principal/interest breakdown
  • Visual charts for payment and balance trends
intermediate.xlsx
ARM Calculator Tracking previewPersonal Finance & Loans

ARM Calculator Tracking

Calculate and track adjustable rate mortgage payments with rate changes over time.

  • Adjustable rate tracking by period
  • Monthly payment calculations
  • Rate change scenarios
intermediate.xlsx
Auto Loan Calculator previewPersonal Finance & Loans

Auto Loan Calculator

Calculate monthly payments, compare loan terms, and visualize interest costs for vehicle purchases.

  • Auto loan payment calculator with monthly payment breakdown
  • Side-by-side loan comparison across multiple scenarios
  • Interest cost visualization with charts
intermediate.xlsx
Balance Transfer Calculator previewPersonal Finance & Loans

Balance Transfer Calculator

Calculate optimal balance transfer strategies and monthly payments to minimize debt interest costs.

  • Automated monthly payment calculation
  • Fixed payment schedule display
  • Interest comparison across scenarios
intermediate.xlsx
Balloon Loan Calculator previewPersonal Finance & Loans

Balloon Loan Calculator

Calculate payments, interest, and amortization for balloon loans with custom terms and final lump-sum payment.

  • Automatic monthly payment calculation
  • Complete amortization schedule with principal/interest breakdown
  • Customizable loan term, rate, and balloon amount
beginner.xlsx
Balloon Loan Calculator previewPersonal Finance & Loans

Balloon Loan Calculator

Calculate monthly payments and total interest for balloon loans with monthly compounding.

  • Monthly payment calculator using PMT function
  • Automatic interest compounding based on monthly periods
  • Total interest and payoff summary
beginner.xlsx
Bond Valuation Calculator previewPersonal Finance & Loans

Bond Valuation Calculator

Calculate bond yields, prices, and valuations with semiannual interest payment analysis.

  • Yield to maturity calculator
  • Yield to call calculator
  • Bond price valuation model
advanced.xlsx
Bond Valuation Calculator previewPersonal Finance & Loans

Bond Valuation Calculator

Calculate bond prices and yields using coupon rates, par values, and market conditions.

  • Coupon payment calculations
  • Par value and yield inputs
  • Bond price computation using present value
intermediate.xlsx
College Savings Calculator previewPersonal Finance & Loans

College Savings Calculator

Calculate deposits needed to reach your child's college education funding goal.

  • Automatic deposit amount calculation using PMT function
  • Customizable child age and college cost inputs
  • Visual charts showing savings growth projections
intermediate.xlsx
College Savings Calculator previewPersonal Finance & Loans

College Savings Calculator

Calculate required monthly deposits to reach your college savings goal based on child's age and target amount.

  • Monthly deposit calculator
  • Automatic goal calculations using financial functions
  • Built-in error checking
intermediate.xlsx
College Savings Tracker previewPersonal Finance & Loans

College Savings Tracker

Calculate deposits needed to fund your child's college education with goal-based savings planning.

  • Automatic deposit amount calculation based on target goal
  • Child age and current savings input
  • Visual charts tracking savings progress
intermediate.xlsx
Compensating Balance Requirements & Effective Annual Rate Analysis previewPersonal Finance & Loans

Compensating Balance Requirements & Effective Annual Rate Analysis

Calculate effective annual rates on lines of credit accounting for compensating balances and commitment fees.

  • Compensating balance calculation and impact modeling
  • Commitment fee computation on unused credit portions
  • Effective annual rate (EAR) calculation
intermediate.xlsx
Compound Interest Calculator previewPersonal Finance & Loans

Compound Interest Calculator

Calculate investment growth with compound interest over time using principal, rate, and frequency inputs.

  • Compound interest calculation
  • Multiple compounding frequencies
  • Principal and rate inputs
beginner.xlsx
Convertible Bond Valuation Calculator previewPersonal Finance & Loans

Convertible Bond Valuation Calculator

Calculate convertible bond values using par, call price, and financial metrics.

  • Par value input field
  • Call or sale price comparison
  • PV-based valuation calculation
intermediate.xlsx
Coronavirus Stimulus Calculator previewPersonal Finance & Loans

Coronavirus Stimulus Calculator

Calculate eligible stimulus payments and child tax credits based on filing status and dependents.

  • Tax bracket calculator by filing status
  • Child tax credit computation from dependents
  • Dependent eligibility assessment
intermediate.xlsx
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