Inflation and Real Interest Rate Calculator

This template helps you understand how inflation impacts your investments and financial decisions by calculating real interest rates (the true return after inflation) and adjusting dollar values for inflation over time. It includes three core calculations: real rate of interest from nominal rates and inflation, inflation factors for converting current prices to constant dollars, and NPV analysis in both nominal and real terms. Perfect for financial planners, investors, and business analysts who need to account for inflation when evaluating investments, loans, or long-term financial plans.